Purchasing your first home may be the biggest investment in your lifetime. As a first-time homebuyer, it’s a big deal and should be treated as such. We’ve perfected the process to make home buying an enjoyable process.
- Pre-approval before you shop for your home creates more bargaining power.
- Tailored loan options get you into the right loan for your financial needs and goals.
- Innovative online tools keep you informed every step in the loan transaction.
- In-house processing, underwriting and funding gets you closed in 30 days or less.
If you are a first-time home buyer, FHA loan programs are a great choice for you offering:
- Great pricing, lower down payment
- Less stringent underwriting process
- Minimal down payment
- Reasonable interest rates
The Federal Housing Administration, a component of the US Department of Housing and Urban Development) designed FHA-Insured Loans with security and perks that cannot be found with other types of mortgage loans. Specifically built to help first-time homebuyers and buyers who may have a blip on their credit report or don’t have a large down payment get a loan, FHA loans provide borrowers with flexibility and adaptable qualification guidelines.
There are many loan programs available and we will help you determine which loan program is the best for you and your financial needs.